Well, if I thought the advantages didn’t outweigh the disadvantages, I’d do something else. But basically: the main disadvantage to me is taxes. You have to be incredibly careful with money since it isn’t automatically witheld from your paycheck. You need to keep track of every receipt and business expenses, and you get hammered with high taxes for being self-employed. It’s no fun. All that is outweighed by the enjoyment I get in doing my favorite thing — writing and sharing stories — for a living.